Our Business Process

Our business process and technique is known to our clients as the "touchdown" of Insurance. The touchdown incorporates the following processes: identifying exposures and risks, packaging your business Insurance needs in the most accurate manner so Insurance carriers and underwriters can review and then provide competitive and comprehensive quotes. After obtaining quotes we provide all the attractive and available options and finally we assist you and your business in the execution of the most beneficial package available in the Insurance. These decisions are based on your likes, needs, and insurance commitments contractually as well as your tolerance, or not, for risk or risk transfer.

Thanks to the expertise and exceptional talent of our team, combined with access to 100+ markets, we accurately devise ingenious Insurance solutions at a fair price. We believe teamwork allows our group of professionals to reach across the boundaries necessary to provide the absolute best solutions for your business Insurance needs.

Competitive Insurance Quotation Process

Step 1: Identifying Exposures and Risks

Step 2: Packaging the Submission for Quotations

Step 3: Presentation of the Quotations

Step 4: Execution of the Package

Identifying Exposures and Risks

We will meet with you and your associates to conduct a thorough survey of your businesses potential exposures and risks. During our survey we will review your operations, safety and loss control programs, current Insurance policies, open and closed claims, Insurance history, experience modification factor and/or calculations and any insurance related contractual documents and agreements.

Packaging the Submission for Quotations

Packaging your Insurance for a quotation involves gathering data for professional quotes in the Insurance marketplace. We are honored to handle your Insurance needs and therefore we take great pride in packaging the best submission for each and every client. In an effort to obtain the best Insurance options from the marketplace we work hand in hand with you and your associates to plan and work together as a team would in football in order to reach the common goal of a "touchdown". A miss at this stage of the Insurance quoting process would negatively affect you and could possibly cost your company in more ways than one. We have the most competitive carriers in the marketplace and we have great working relationships with all of them, so let us put our relationships, professionalism and experienced success to work for your business Insurance needs.

Presentation of the Quotations

Foley Business Insurance Agency, Inc. has access to hundreds of admitted and non-admitted Insurance carriers/companies. We have the knowledge and experience to know which insurers are best suited for your company and we are quick and efficient. Granted many agents claim to have similar markets and relationships, our relationships are often personal and long-standing since we've successfully been in this industry over 22+ years. We have invested this time to develop working relationships with our insurers to foster the long standing relationships we utilize to our clients advantage, translating to much more competitive and comprehensive Insurance products for our customers.

Execution of the Package

Prior to the purchase of any Insurance policy, a prudent risk manager must make the difficult decision as to how much risk his or her firm is willing to transfer. The three options of risk avoidance, risk transfer and insuring the risk are all viable courses of action for the independent business owner. We are comfortable exploring all risk management options before crafting an Insurance program tailored to your companies specific needs. When you choose your Insurance option we review the Insurance carriers' terms, conditions, policy forms, rates, etc. and create a summary or proposal. This valuable document includes a complete marketplace summary, detailed breakout of the closest Insurance proposals offered for each line of coverage, safety and loss control analysis and/or recommendations. Our promise is to deliver unparalleled service and our Insurance teams focus is to implement your comprehensive Insurance plan to help you get that "touchdown" the first time.